According to Bankrate's analysis of rate data, the average cost of car insurance in Florida is higher than in many other states. If you have a personal connection, such as at home, you can run an antivirus scan on your device to make sure it isn't infected with malware. If you are in an office or on a shared network, you can ask your network administrator to run a network scan for misconfigured or infected devices. Car insurance in Florida is very expensive because of the many factors that increase the cost, such as the number of uninsured drivers and high-risk drivers who live and visit the state.
One of the best ways to find the lowest possible rates is to compare car insurance quotes from at least three providers. To find cheap car insurance for seniors, drivers in their 60s need to make sure they're looking for the best rate. The high rates associated with this additional filing may help explain why car insurance rates in Florida are so expensive. State Farm may offer cheaper rates than Geico if you want to bundle homeowners or renters insurance with the best State Farm package discounts.
The biggest downside to paying for car insurance on a monthly basis is that it's almost always more expensive than paying in full six or 12 months of coverage upfront. It is also one of the only major auto insurers to offer mechanical breakdown insurance (MBI), which acts as a car warranty and covers parts failures due to normal use. Liability insurance covers the cost of any damage, injury or death you cause in a car accident, up to the predefined limits of your policy. You can learn more about when to cancel optional coverage and penalties for driving without insurance in Florida to make sure you're paying for the coverage you need.
Florida insurers generally offer discounts that fall into one of three categories: policy discounts, driver discounts, and vehicle discounts. Provide the same information for each quote to see which insurance company offers the best rates for your needs. The average cost of auto insurance has increased across the country, and car insurance rates in Florida follow the same pattern. Florida is one of several states that have a no-fault car insurance system, but it's one of only two that don't require any bodily injury liability coverage.
We collected data on dozens of auto insurance providers to rate companies based on a wide range of ranking factors. Florida is a no-fault state, meaning that insurers are required to provide coverage to drivers, regardless of who is at fault in an accident. Because this coverage must be purchased at an additional cost, it increases the state's total insurance costs.